"Karl and his team were the most useful people we dealt with when purchasing our house.

Besides getting a good deal on a home loan we got useful financial advice that I wish I had when I bought my previous house."


"Extremely Professional and Stress Free!
Our experience with Karl was extremely professional, he was fantastic with his communication, we found him to have a wealth of knowledge and he was very personal and friendly. Karl was very thorough in all his dealings and he made us feel very comfortable throughout the whole procedure. He was always calm and made us stress free! We highly recommend Karl to anyone looking to engage in a mortgage broker. He was first class!"


"I decided to buy land & build my first property I was well out of my depth having never procured a loan product before. Karl took a personal approach to understanding my motivations and expertly helped me through each milestone on the path to achieving my goals. I have recommended Bower & Co to my friends and family and Karl has also provided sound advice to my partner as we look forward to building our futures together. In a time where consumers need confidence that they’re being protected from the top end of town, you can trust that Bower & Co will guide you through the various pros & cons and decision making processes when choosing a loan product."


"My experiences with Bower & Co. were 100% positive. From seeking pre-approval of a loan to arranging a very competitive home loan everything was seamless and easy to understand. All parties I dealt with were always very professional and very responsive in keeping me informed of where the approval process was at and what I had to do to move things forward. They certainly had a personal touch and I am very grateful to Karl, Robert and the team for making the purchase of my property possible. Would highly recommend seeking out Bower & Co for anyone looking to obtain a home loan or even to get in touch to see if they can obtain a better rate on an existing loan. Very appreciative for all the time and effort and professional advise I received. Thanks again."


“Just that you feel very confident that they’re going to get not only a result, but the best result and that they’re going to stop at nothing to get that, which you certainly can’t say for a lot of organizations in the finance industry where you are just treated like cattle. They are on your side, which is great."



"Karl and his team have been a pleasure to deal with. They made the time consuming and sometimes daunting process of choosing a home loan very easy. Very professional and friendly service. We wouldn't do anything home loan related without their advice. We highly recommend them."


"Pretty complex lending situation given I live overseas but working with Karl and his team was a dream. We were able to purchase our dream holiday home in addition to refinancing an existing home all in one go. The process was seamless and advice was impeccable. Karl and his team are accessible at a moment's notice and are more than happy to answer any and all questions. Oh - and the rate is great too!"


"We have used the services of Bower & Co a number of times - for various financing needs - and we have always found Karl and his team to be 100% customer focussed in everything they do. They have a great understanding of the way lenders operate, which allows them to keep the application process moving when it otherwise may be delayed. I would have no hesitation in recommending them."


“I think the follow up and the level of customer service so you’re never really in the dark. Karl’s really proactive in making sure that you’re aware of where things are at. And so in considering I gave
him a nine it’s pretty harsh really, because if anything it should be a nine and a half because there really wasn’t anything that I can say that he didn’t do. It was a really good experience.”


“From the outset, Karl and the team at Bower & Co have been amazing in helping us to secure a home loan package. The information has been clearly communicated and the execution has been seamless throughout. We were clearly informed through each stage of the process and each interaction has been personal and highly professional. The whole process I'm sure would have been more stressful and difficult had we not had the right people when we needed them. We are most grateful for all of the help, advice and support we have received and most importantly for allowing us to purchase a new family home! Cannot recommend highly enough.”



Level 2/ 161 Collins St,
Melbourne VIC 3000

1-7 / 2563 Gold Coast Highway,
Mermaid Beach QLD 4218